威海市商業銀行

2022年10月單位結構性存款產品賬單

發布時間：2022-10-14 14:00:00

尊敬的客戶：

以下是我行單位結構性存款產品2022年10月產品賬單。其中，“賬單日產品預期年化收益率”，是我行根據本期賬單測算日該期結構性存款產品掛鉤標的的市場變化情況測算，僅作參考，不代表本期產品實際到期收益情況。“掛鉤標的市場觀察水平”，在該結構性存款所掛鉤的衍生產品到期前，為賬單公布日上一日掛鉤標的市場觀察水平；在衍生產品到期后，為產品觀察日掛鉤標的市場觀察水平。如有任何問題，歡迎撥打我行客戶服務電話或聯系我行網點工作人員。感謝您一直以來對威海市商業銀行的支持！

2022年10月單位結構性存款產品賬單
賬單日：2022-10-14
序號	業務編號	產品編號	起始日	到期日	期限	幣種	預期收益率	金額（萬元）	其中用于衍生品投資（萬元）	掛鉤標的	產品觀察日	起息日掛鉤標的市場水平	掛鉤標的市場觀察水平	衍生品公允價值（元）	賬單日產品預期年化收益率%
1	WJ20211028010	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民幣	1.19%/4.41%/4.71%	40000	1368	EUR/USD	2022/10/20	1.1598	0.9748	93.06431662	1.19
2	WJ20211028012	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民幣	1.19%/4.41%/4.71%	11000	376.2	EUR/USD	2022/10/20	1.1598	0.9748	25.59268707	1.19
3	WJ20211028011	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民幣	1.19%/4.41%/4.71%	20000	684	EUR/USD	2022/10/20	1.1598	0.9748	46.53215831	1.19
4	WJ20211112003	WKGJ2021143-365D	2021/11/13	2022/11/13	365	人民幣	2.1%/3.5%/3.7%	10000	152	EUR/USD	2022/11/2	1.1460	0.9748	24093.67464	2.12
5	WJ20211116003	WKGJ2021147-365D	2021/11/17	2022/11/17	365	人民幣	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/2	1.1323	0.9748	1118.551189	2.10
6	WJ20211119001	WKGJ2021147-365D	2021/11/20	2022/11/20	365	人民幣	2.1%/3.5%/3.7%	20000	304	EUR/USD	2022/11/7	1.1270	0.9748	244087.6942	2.22
7	WJ20211122002	WKGJ2021147-365D	2021/11/23	2022/11/23	365	人民幣	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/7	1.1238	0.9748	35577.72834	2.22
8	WJ20211123006	WKGJ2021147-365D	2021/11/24	2022/11/24	365	人民幣	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/9	1.1240	0.9748	27068.23723	2.24
9	WJ20211123009	WKGJ2021147-365D	2021/11/25	2022/11/25	365	人民幣	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/9	1.1207	0.9748	47764.62345	2.26
10	WJ20211129002	WKGJ2021147-365D	2021/11/30	2022/11/30	365	人民幣	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/14	1.1294	0.9748	25490.10612	2.23
11	WJ20211201001	WKGJ2021155-365D	2021/12/2	2022/12/2	365	人民幣	2%/3.4%/3.6%	1200	18.24	EUR/USD	2022/11/16	1.1328	0.9748	14830.92102	2.12
12	WJ20211207002	WKGJ2021159-365D	2021/12/9	2022/12/9	365	人民幣	1.19%/4.41%/4.71%	50000	1735	EUR/USD	2022/11/23	1.1335	0.9748	1754285.3	1.54
13	WJ20211210002	WKGJ2021160-365D	2021/12/11	2022/12/11	365	人民幣	1.7%/3.2%/3.4%	3000	49.5	EUR/USD	2022/11/25	1.1306	0.9748	58447.00368	1.89
14	WJ20211215001	WKGJ2021162-365D	2021/12/17	2022/12/17	365	人民幣	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/11/25	1.1323	0.9748	51560.45002	2.27
15	WJ20211216002	WKGJ2021161-365D	2021/12/18	2022/12/18	365	人民幣	1.6%/3%/3.2%	3000	46.5	EUR/USD	2022/12/1	1.1239	0.9748	77955.53564	1.86
16	WJ20211217003	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民幣	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/12/1	1.1283	0.9748	67282.06032	2.32
17	WJ20211217004	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民幣	2.1%/3.5%/3.7%	2000	31	EUR/USD	2022/12/1	1.1283	0.9748	44854.70688	2.32
18	WJ20211221001	WKGJ2021166-365D	2021/12/23	2022/12/23	365	人民幣	1.15%/2.55%/2.7%	2000	30.4	EUR/USD	2022/12/1	1.1341	0.9748	36834.90853	1.33
19	WJ20211222002	WKGJ2021167-365D	2021/12/24	2022/12/24	365	人民幣	1.9%/[3.3%-3.5%]	5000	77.6	EUR/USD	2022/12/1	1.1330	0.9748	787832.1692	3.48
20	WJ20211222003	WKGJ2021165-365D	2021/12/24	2022/12/24	365	人民幣	1.7%/[3.1%-3.3%]	20000	310.42	EUR/USD	2022/12/1	1.1330	0.9748	3151332.339	3.28
21	WJ20211224004	WKGJ2021165-365D	2021/12/25	2022/12/25	365	人民幣	1.7%/3.1%/3.3%	1000	15.5	EUR/USD	2022/12/5	1.1318	0.9748	21230.45476	1.91
22	WJ20211228001	WKGJ2021165-365D	2021/12/29	2022/12/29	365	人民幣	1.7%/3.1%/3.3%	12000	186	EUR/USD	2022/12/6	1.1302	0.9748	274574.275	1.93
23	WJ20211228007	WKGJ2021165-365D	2021/12/30	2022/12/30	365	人民幣	1.7%/[3.1%-3.3%]	1000	15.52	EUR/USD	2022/12/6	1.1306	0.9748	156906.7681	3.27
24	WJ20220105008	WKGJ2022004-365D	2022/1/7	2023/1/7	365	人民幣	1.6%/3%/3.2%	20000	316	EUR/USD	2022/12/12	1.1300	0.9748	417790.9328	1.81
25	WJ20220107003	WKGJ2022004-365D	2022/1/9	2023/1/9	365	人民幣	1.6%/3%/3.2%	10500	165.9	EUR/USD	2022/12/12	1.1351	0.9748	186054.1481	1.78
26	WJ20220110001	WKGJ2022005-365D	2022/1/12	2023/1/12	365	人民幣	1.8%/3.2%/3.4%	3000	47.4	EUR/USD	2022/12/12	1.1370	0.9748	49994.8569	1.97
27	WJ20220111004	WKGJ2022005-365D	2022/1/13	2023/1/13	365	人民幣	1.8%/3.2%/3.4%	10000	158	EUR/USD	2022/12/12	1.1405	0.9748	133058.6782	1.93
28	WJ20220113008	WKGJ2021162-365D	2022/1/15	2023/1/15	365	人民幣	2.1%/3.5%/3.7%	1000	15.8	EUR/USD	2022/12/14	1.1405	0.9748	14777.42558	2.25
29	WJ20220119002	WKGJ2022007-365D	2022/1/22	2023/1/22	365	人民幣	1.7%/3.9%/4.1%	7000	166.6	EUR/USD	2022/12/16	1.1337	0.9748	210857.8801	2.00
30	WJ20220119003	WKGJ2022006-365D	2022/1/22	2023/1/22	365	人民幣	2.1%/3.5%/3.7%	2000	31.6	EUR/USD	2022/12/16	1.1337	0.9748	38337.07867	2.29
31	WJ20220218001	WKGJ2022020-270D	2022/2/22	2022/11/19	270	人民幣	1.17%/3.6%/4.05%	15000	308.47	EUR/USD	2022/10/11	1.1305	0.9686	-	1.17
32	WJ20220225003	WKGJ2022020-270D	2022/2/26	2022/11/23	270	人民幣	1.17%/3.6%/4.05%	5000	102.82	EUR/USD	2022/10/17	1.1173	0.9752	-	1.17
33	WJ20220225004	WKGJ2022022-365D	2022/3/1	2023/3/1	365	人民幣	1.09%/4.51%/4.96%	40000	1508	EUR/USD	2022/12/12	1.1202	0.9748	1177618.948	1.38
34	WJ20220303001	WKGJ2022023-365D	2022/3/5	2023/3/5	365	人民幣	1.75%/3.5%/3.85%	2000	40	EUR/USD	2022/12/12	1.0842	0.9748	62171.34922	2.06
35	WJ20220316003	WKGJ2022026-270D	2022/3/18	2022/12/13	270	人民幣	1.17%/3.6%/4.05%	14000	287.9	EUR/USD	2022/10/21	1.1088	0.9748	436.368213	1.17
36	WJ20220321003	WKGJ2022028-365D	2022/3/23	2023/3/23	365	人民幣	1.45%/2.9%/3.35%	10000	180	EUR/USD	2022/12/14	1.1025	0.9748	107961.2982	1.56
37	WJ20220322004	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民幣	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.1025	0.9748	39714.07474	1.58
38	WJ20220323003	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民幣	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0956	0.9748	35742.66727	1.58
39	WJ20220401004	WKGJ2022037-266D	2022/4/3	2022/12/25	266	人民幣	1.37%/3.3%/3.65%	5000	79.44	EUR/USD	2022/11/14	1.0893	0.9748	22477.58348	1.43
40	WJ20220408001	WKGJ2022039-270D	2022/4/12	2023/1/7	270	人民幣	1.17%/3.6%/4.05%	20000	411.29	EUR/USD	2022/11/14	1.0871	0.9748	357364.1432	1.41
41	WJ20220411003	WKGJ2022038-365D	2022/4/12	2023/4/12	365	人民幣	1.45%/2.9%/3.35%	5000	90	EUR/USD	2022/12/14	1.0871	0.9748	153766.6868	1.76
42	WJ20220412001	WKGJ2022038-365D	2022/4/13	2023/4/13	365	人民幣	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0830	0.9748	83034.01088	1.76
43	WJ20220411005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民幣	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.0871	0.9748	139970.6492	1.92
44	WJ20220413005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民幣	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/14	1.0906	0.9748	93313.76616	1.92
45	WJ20220413011	WKGJ2022039-270D	2022/4/14	2023/1/9	270	人民幣	1.17%/3.6%/4.05%	1000	20.56	EUR/USD	2022/11/14	1.0906	0.9748	5684.282697	1.25
46	WJ20220414003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民幣	1.45%/2.9%/3.35%	1500	27	EUR/USD	2022/12/16	1.0808	0.9748	30225.77937	1.65
47	WJ20220415002	WKGJ2022044-365D	2022/4/16	2023/4/16	365	人民幣	1.75%/3.1%/3.45%	10000	160	EUR/USD	2022/12/16	1.0808	0.9748	187576.8349	1.94
48	WJ20220414008	WKGJ2022045-252D	2022/4/16	2022/12/24	252	人民幣	1.37%/3.3%/3.65%	5000	75.25	EUR/USD	2022/11/23	1.0808	0.9748	51255.90838	1.52
49	WJ20220415003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民幣	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/16	1.0808	0.9748	40301.0482	1.65
50	WJ20220421004	WKGJ2022048-180D	2022/4/23	2022/10/20	180	人民幣	1.47%/2.65%/3%	1500	10.58	EUR/USD	2022/9/13	1.0787	1.0137	-	1.47
51	WJ20220425002	WKGJ2022048-180D	2022/4/26	2022/10/23	180	人民幣	1.47%/2.65%/3%	1500	10.58	EUR/USD	2022/9/13	1.0725	1.0137	-	1.47
52	WJ20220425003	WKGJ2022055-180D	2022/4/26	2022/10/23	180	人民幣	1.47%/2.75%/3.1%	1000	7.55	EUR/USD	2022/9/13	1.0725	1.0137	-	1.47
53	WJ20220426002	WKGJ2022058-365D	2022/4/27	2023/4/27	365	人民幣	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/16	1.0646	0.9748	51413.91002	1.81
54	WJ20220425008	WKGJ2022051-365D	2022/4/28	2023/4/28	365	人民幣	1.65%/3.5%/3.95%	2700	59.4	EUR/USD	2022/12/16	1.0546	0.9748	167227.8297	2.27
55	WJ20220424004	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	0.9748	276164.1702	2.30
56	WJ20220427001	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	0.9748	276164.1702	2.30
57	WJ20220426004	WKGJ2022040-180D	2022/4/28	2022/10/25	180	人民幣	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/9/15	1.0546	0.9963	-	1.57
58	WJ20220429004	WKGJ2022040-180D	2022/5/6	2022/11/2	180	人民幣	1.57%/3.25%/3.6%	1000	9.52	EUR/USD	2022/9/22	1.0526	0.9827	-	1.57
59	WJ20220505003	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民幣	1.55%/2.65%/3%	10000	135	EUR/USD	2022/12/21	1.0525	0.9748	452839.1443	2.00
60	WJ20220505004	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民幣	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/21	1.0525	0.9748	90567.82885	2.00
61	WJ20220506006	WKGJ2022065-365D	2022/5/8	2023/5/8	365	人民幣	1.65%/3.7%/4.15%	2000	48	EUR/USD	2022/12/21	1.0525	0.9748	168300.0989	2.49
62	WJ20220506005	WKGJ2022063-365D	2022/5/8	2023/5/8	365	人民幣	1.65%/2.85%/3.2%	1500	21.75	EUR/USD	2022/12/21	1.0525	0.9748	73887.84831	2.14
63	WJ20220506007	WKGJ2022040-180D	2022/5/8	2022/11/4	180	人民幣	1.57%/3.25%/3.6%	10000	95.18	EUR/USD	2022/9/23	1.0525	0.9831	-	3.25
64	WJ20220509001	WKGJ2022064-365D	2022/5/11	2023/5/11	365	人民幣	1.5%/2.55%/2.9%	3000	39	EUR/USD	2022/12/21	1.0534	0.9748	201351.8034	2.17
65	WJ20220511002	WKGJ2022071-180D	2022/5/13	2022/11/9	180	人民幣	1.52%/3.3%/3.75%	2000	21.01	EUR/USD	2022/10/11	1.0379	0.9686	-	3.30
66	WJ20220509006	WKGJ2022040-365D	2022/5/13	2023/5/13	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/21	1.0379	0.9748	617251.899	2.98
67	WJ20220509005	WKGJ2022069-365D	2022/5/13	2023/5/13	365	人民幣	1.65%/2.85%/3.2%	10000	145	EUR/USD	2022/12/21	1.0379	0.9748	897975.0233	2.55
68	WJ20220512004	WKGJ2022073-365D	2022/5/14	2023/5/14	365	人民幣	1.65%/2.85%/3.2%	2000	29	EUR/USD	2022/12/23	1.0404	0.9748	178130.6548	2.54
69	WJ20220518001	WKGJ2022075-180D	2022/5/19	2022/11/15	180	人民幣	1.47%/3.8%/4.25%	10000	132.16	EUR/USD	2022/10/11	1.0486	0.9686	-	1.47
70	WJ20220520003	WKGJ2022079-180D	2022/5/21	2022/11/17	180	人民幣	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/10/21	1.0587	0.9748	19671.06016	1.67
71	WJ20220520001	WKGJ2022077-365D	2022/5/24	2023/5/24	365	人民幣	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/17	1.0668	0.9748	318743.9683	2.14
72	WJ20220524001	WKGJ2022082-180D	2022/5/26	2022/11/22	180	人民幣	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/10/25	1.0692	0.9748	69102.92655	1.71
73	WJ20220525006	WKGJ2022083-365D	2022/5/27	2023/5/27	365	人民幣	1.65%/3.7%/4.15%	20000	480	EUR/USD	2023/4/17	1.0763	0.9748	4405201.929	3.85
74	WJ20220526001	WKGJ2022077-365D	2022/5/28	2023/5/28	365	人民幣	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/21	1.0748	0.9748	297335.0723	2.09
75	WJ20220527001	WKGJ2022088-365D	2022/5/28	2023/5/28	365	人民幣	1.75%/3.2%/3.55%	7500	14.67	EUR/USD	2023/4/21	1.0748	0.9748	615242.6809	2.57
76	WJ20220514001	WKGJ2022081-365D	2022/5/28	2023/5/28	365	人民幣	1.75%/3.4%/3.75%	5000	14.67	EUR/USD	2023/4/21	1.0748	0.9748	466563.6154	2.68
77	WJ20220530004	WKGJ2022087-365D	2022/5/31	2023/5/31	365	人民幣	1.5%/2.55%/2.9%	2000	14.67	EUR/USD	2023/4/24	1.0750	0.9748	118863.6885	2.09
78	WJ20220606005	WKGJ2022091-180D	2022/6/8	2022/12/5	180	人民幣	1.47%/2.55%/2.9%	2000	14.67	EUR/USD	2022/11/7	1.0687	0.9748	16960.25195	1.64
79	WJ20220606006	WKGJ2022078-180D	2022/6/8	2022/12/5	180	人民幣	1.57%/3.25%/3.6%	2000	14.67	EUR/USD	2022/11/7	1.0687	0.9748	26382.61143	1.84
80	WJ20220606002	WKGJ2022086-365D	2022/6/9	2023/6/9	365	人民幣	1.5%/2.55%/2.9%	5000	14.67	EUR/USD	2023/4/26	1.0712	0.9748	295425.3187	2.09
81	WJ20220609004	WKGJ2022094-180D	2022/6/11	2022/12/8	180	人民幣	1.47%/4%/4.45%	80000	1136.22	EUR/USD	2022/11/7	1.0482	0.9748	3946073.653	2.47
82	WJ20220610001	WKGJ2022091-180D	2022/6/11	2022/12/8	180	人民幣	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0482	0.9748	42112.31212	1.90
83	WJ20220610004	WKGJ2022081-365D	2022/6/11	2023/6/11	365	人民幣	1.75%/3.4%/3.75%	20000	380	EUR/USD	2023/5/9	1.0482	0.9748	2282875.272	2.89
84	WJ20220610002	WKGJ2022100-180D	2022/6/14	2022/12/11	180	人民幣	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/11/7	1.0400	0.9748	410626.3276	2.40
85	WJ20220610005	WKGJ2022091-180D	2022/6/14	2022/12/11	180	人民幣	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0400	0.9748	66688.24941	2.15
86	WJ20220616004	WKGJ2022078-180D	2022/6/18	2022/12/15	180	人民幣	1.57%/3.25%/3.6%	1100	10.47	EUR/USD	2022/11/11	1.0494	0.9748	47221.41787	2.44
87	WJ20220616007	WKGJ2022078-180D	2022/6/21	2022/12/18	180	人民幣	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/11/11	1.0535	0.9748	81853.96425	2.40
88	WJ20220623001	WKGJ2022078-180D	2022/6/25	2022/12/22	180	人民幣	1.57%/3.25%/3.6%	1500	13.91	EUR/USD	2022/11/23	1.0562	0.9748	99895.75173	2.92
89	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民幣	1.75%/3.2%/3.55%	10000	170	EUR/USD	2023/5/16	1.0562	0.9748	100145.9537	1.85
90	WJ20220623003	WKGJ2022105-180D	2022/6/25	2022/12/22	180	人民幣	1.32%/2.35%/2.7%	2000	12.13	EUR/USD	2022/11/23	1.0562	0.9748	79375.74969	2.12
91	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民幣	1.75%/3.4%/3.75%	10000	190	EUR/USD	2023/5/16	1.0562	0.9748	1133583.508	2.88
92	WJ20220627007	WKGJ2022078-180D	2022/6/29	2022/12/26	180	人民幣	1.57%/3.25%/3.6%	1000	9.27	EUR/USD	2022/11/14	1.0530	0.9748	61429.7336	2.82
93	WJ20220701001	WKGJ2022116-180D	2022/7/2	2022/12/29	180	人民幣	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/11/25	1.0435	0.9748	465903.2051	3.36
94	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民幣	1.75%/3.4%/3.75%	30000	570	EUR/USD	2023/5/16	1.0435	0.9748	3687760.951	2.98
95	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民幣	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0177	0.9748	4903960.971	3.38
96	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民幣	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.01395	0.9748	4915118.875	3.39
97	WJ20220711003	WKGJ2022118-180D	2022/7/13	2023/1/9	180	人民幣	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/11/22	1.0019	0.9748	78016.97927	2.37
98	WJ20220712001	WKGJ2022128-180D	2022/7/13	2023/1/9	180	人民幣	1.47%/3.85%/4.3%	4000	50.89	EUR/USD	2022/11/22	1.0019	0.9748	480703.6338	3.91
99	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/13	1.0033	0.9748	1688707.528	3.44
100	WJ20220714002	WKGJ2022127-180D	2022/7/16	2023/1/12	180	人民幣	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/12/20	1.0109	0.9748	569606.725	3.78
101	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/5/16	1.0109	0.9748	1708695.292	3.46
102	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民幣	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.0109	0.9748	256304.3184	3.46
103	WJ20220718004	WKGJ2022118-180D	2022/7/20	2023/1/16	180	人民幣	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0194	0.9748	78904.70677	2.39
104	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民幣	1.75%/3.2%/3.55%	10000	165	EUR/USD	2023/6/13	1.0194	0.9748	1477115.014	3.23
105	WJ20220719005	WKGJ2022131-90D	2022/7/21	2022/10/19	90	人民幣	1.1%/[3.5%-3.95%]	1500	9.63	EUR/USD	2022/9/23	1.0202	0.9837	-	3.50
106	WJ20220720003	WKGJ2022130-90D	2022/7/22	2022/10/20	90	人民幣	1.1%/3.6%/4.05%	10000	66.58	EUR/USD	2022/9/20	1.0200	1.0018	-	3.60
107	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民幣	1.75%/3.2%/3.55%	3000	49.5	EUR/USD	2023/6/13	1.0200	0.9748	437816.9114	3.21
108	WJ20220726001	WKGJ2022118-180D	2022/7/27	2023/1/23	180	人民幣	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0207	0.9748	77962.22497	2.37
109	WJ20220726002	WKGJ2022134-90D	2022/7/27	2022/10/25	90	人民幣	1.1%/3.5%/3.95%	3000	19.23	EUR/USD	2022/9/20	1.0207	1.0018	-	3.50
110	WJ20220727001	WKGJ2022137-90D	2022/7/29	2022/10/27	90	人民幣	1.1%/3.8%/4.25%	40000	286.03	EUR/USD	2022/9/23	1.0233	0.9831	-	3.80
111	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民幣	1.75%/3.4%/3.75%	27000	499.5	EUR/USD	2023/6/21	1.0233	0.9748	4562485.553	3.44
112	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民幣	1.75%/3.2%/3.55%	5000	82.5	EUR/USD	2023/6/21	1.0233	0.9748	742652.754	3.24
113	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/26	1.0175	0.9748	1708448.06	3.46
114	WJ20220808004	WKGJ2022146-90D	2022/8/9	2022/11/7	90	人民幣	1.1%/3.6%/4.05%	10000	65.34	EUR/USD	2022/10/11	1.0212	0.9686	-	3.60
115	WJ20220808002	WKGJ2022148-90D	2022/8/10	2022/11/8	90	人民幣	1.1%/3.5%/3.95%	8000	50.3	EUR/USD	2022/10/11	1.0288	0.9686	-	3.50
116	WJ20220810001	WKGJ2022150-90D	2022/8/11	2022/11/9	90	人民幣	1.1%/3.6%/4.05%	2600	16.99	EUR/USD	2022/10/12	1.0306	0.9721	-	3.60
117	WJ20220812002	WKGJ2022114-90D	2022/8/16	2022/11/14	90	人民幣	1.2%/3.1%/3.45%	1400	7.08	EUR/USD	2022/10/12	1.0172	0.9721	-	3.10
118	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民幣	1.75%/3.4%/3.75%	1200	22.2	EUR/USD	2023/6/26	1.0172	0.9748	197253.2334	3.39
119	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民幣	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.0029	0.9748	647124.8213	3.19
120	WJ20220819004	WKGJ2022157-90D	2022/8/23	2022/11/21	90	人民幣	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/10/17	0.9948	0.9752	-	3.60
121	WJ20220822005	WKGJ2022152-60D	2022/8/25	2022/10/24	60	人民幣	1.1%/3.6%/4.05%	4000	17.42	EUR/USD	2022/9/23	0.9967	0.9831	-	3.60
122	WJ20220825005	WKGJ2022155-60D	2022/8/27	2022/10/26	60	人民幣	1.1%/3.6%/4.05%	1000	4.36	EUR/USD	2022/10/11	0.9930	0.9686	-	3.60
123	WJ20220829001	WKGJ2022114-90D	2022/8/31	2022/11/29	90	人民幣	1.2%/3.1%/3.45%	3000	15.16	EUR/USD	2022/10/25	1.0024	0.9748	140209.1669	3.10
124	WJ20220829003	WKGJ2022114-60D	2022/8/31	2022/10/30	60	人民幣	1.2%/3%/3.35%	3000	9.62	EUR/USD	2022/10/11	1.0024	0.9686	-	3.00
125	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民幣	1.75%/3.2%/3.55%	2000	33	EUR/USD	2023/7/18	1.0024	0.9748	287620.5022	3.19
126	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民幣	1.75%/3.1%/3.45%	5000	77.5	EUR/USD	2023/7/26	0.9920	0.9748	670498.8811	3.09
127	WJ20220901001	WKGJ2022157-90D	2022/9/6	2022/12/5	90	人民幣	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/11/11	0.9888	0.9748	89506.80831	3.52
128	WJ20220905002	WKGJ2022165-60D	2022/9/7	2022/11/6	60	人民幣	1.1%/3.2%/3.65%	6000	22.19	EUR/USD	2022/10/11	0.9985	0.9686	-	3.20
129	WJ20220913002	WKGJ2022161-60D	2022/9/15	2022/11/14	60	人民幣	1.1%/3.2%/3.65%	3000	11.1	EUR/USD	2022/10/21	0.9999	0.9748	104800.7154	3.23
130	WJ20220916002	WKGJ2022171-180D	2022/9/17	2023/3/16	180	人民幣	1.47%/3.75%/4.2%	30000	366.9	EUR/USD	2023/2/15	1.0008	0.9748	3374876.815	3.75
131	WJ20220916004	WKGJ2022172-90D	2022/9/17	2022/12/16	90	人民幣	1.1%/3.7%/4.15%	10000	67.81	EUR/USD	2022/11/16	1.0008	0.9748	647391.2952	3.73
132	WJ20220919001	WKGJ2022168-70D	2022/9/21	2022/11/30	70	人民幣	1.1%/3.5%/3.95%	3000	14.67	EUR/USD	2022/11/4	0.9818	0.9748	139666.531	3.53
133	WJ20220919002	WKGJ2022170-30D	2022/9/21	2022/10/21	30	人民幣	1.3%/3.5%/3.95%	8000	15.45	EUR/USD	2022/10/11	0.9818	0.9686	-	3.50
134	WJ20220920002	WKGJ2022170-30D	2022/9/21	2022/10/21	30	人民幣	1.3%/3.5%/3.95%	2000	3.86	EUR/USD	2022/10/11	0.9818	0.9686	-	3.50
135	WJ20220920003	WKGJ2022156-60D	2022/9/22	2022/11/21	60	人民幣	1.2%/3%/3.35%	3500	11.22	EUR/USD	2022/10/21	0.9837	0.9748	104801.444	3.02
136	WJ20220920011	WKGJ2022174-180D	2022/9/22	2023/3/21	180	人民幣	1.8%/2.9%/3.25%	10000	64.11	EUR/USD	2023/2/15	0.9837	0.9748	545889.4304	2.91
137	WJ20220920001	WKGJ2022175-180D	2022/9/23	2023/3/22	180	人民幣	1.47%/3.8%/4.25%	2000	24.95	EUR/USD	2023/2/21	0.9652	0.9748	232447.9853	3.83
138	WJ20220922003	WKGJ2022176-90D	2022/9/23	2022/12/22	90	人民幣	1.1%/3.8%/4.25%	10000	70.27	EUR/USD	2022/11/25	0.9652	0.9748	679606.2496	3.86
139	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民幣	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.9652	0.9748	4583754.128	3.28
140	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民幣	2%/2.95%/3.3%	10000	115	EUR/USD	2023/8/22	0.9652	0.9748	947737.8308	2.95
141	WJ20220923005	WKGJ2022173-90D	2022/9/27	2022/12/26	90	人民幣	1.1%/3.7%/4.15%	30000	203.42	1Y LPR	2022/11/16	0.0365	0.0365	961643.8356	2.40
142	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民幣	1.75%/3.2%/3.55%	10000	165	1Y LPR	2023/8/22	0.0365	0.0365	725000	2.48
143	WJ20220926002	WKGJ2022175-180D	2022/9/27	2023/3/26	180	人民幣	1.47%/3.8%/4.25%	1000	12.48	1Y LPR	2023/2/15	0.0365	0.0365	57452.05479	2.64
144	WJ20220923001	WKGJ2022170-30D	2022/9/28	2022/10/28	30	人民幣	1.3%/3.5%/3.95%	10000	19.32	3M SHIBOR	2022/10/17	0.0167	0.0168	-	3.50
145	WJ20220926008	WKGJ2022179-180D	2022/9/28	2023/3/27	180	人民幣	1.47%/3.6%/4.05%	10000	114.9	1Y LPR	2023/2/15	0.0365	0.0365	525205.4795	2.54
146	WJ20220926018	WKGJ2022184-90D	2022/9/28	2022/12/27	90	人民幣	1.1%/3.7%/4.15%	40000	271.23	1Y LPR	2022/11/16	0.0365	0.0365	1282191.781	2.40
147	WJ20220926014	WKGJ2022182-60D	2022/9/28	2022/11/27	60	人民幣	1.1%/3.4%/3.85%	5000	20.14	1Y LPR	2022/11/7	0.0365	0.0365	94520.54795	2.25
148	WJ20220927004	WKGJ2022156-30D	2022/9/28	2022/10/28	30	人民幣	1.4%/2.9%/3.25%	1000	1.36	3M SHIBOR	2022/10/17	0.0167	0.0168	-	2.90
149	WJ20220927003	WKGJ2022181-94D	2022/9/29	2023/1/1	94	人民幣	1.1%/3.2%/3.65%	5000	28.97	1Y LPR	2022/11/16	0.0365	0.0365	135205.4795	2.15
150	WJ20220929001	WKGJ2022156-25D	2022/9/30	2022/10/25	25	人民幣	1.4%/2.9%/3.25%	10000	11.3	3M SHIBOR	2022/10/21	0.0168	0.0168	50782.77886	2.14
151	WJ20220926017	WKGJ2022180-90D	2022/9/30	2022/12/29	90	人民幣	1.1%/3.2%/3.65%	2500	13.87	1Y LPR	2022/11/25	0.0365	0.0365	64726.0274	2.15
152	WJ20220927005	WKGJ2022156-60D	2022/9/30	2022/11/29	60	人民幣	1.2%/3%/3.35%	3000	9.62	1Y LPR	2022/11/16	0.0365	0.0365	44383.56164	2.10
153	WJ20220928002	WKGJ2022170-30D	2022/9/30	2022/10/30	30	人民幣	1.3%/3.5%/3.95%	1000	1.93	3M SHIBOR	2022/10/21	0.0168	0.0168	8937.76908	2.39
154	WJ20220929002	WKGJ2022156-30D	2022/9/30	2022/10/30	30	人民幣	1.4%/2.9%/3.25%	6500	8.82	3M SHIBOR	2022/10/21	0.0168	0.0168	39610.56751	2.14
155	WJ20220929003	WKGJ2022183-30D	2022/10/1	2022/10/31	30	人民幣	1.3%/3.1%/3.55%	3500	5.61	3M SHIBOR	2022/10/21	0.0168	0.0168	25594.52055	2.19
156	WJ20220927006	WKGJ2022185-30D	2022/10/1	2022/10/31	30	人民幣	1.3%/3.1%/3.55%	3000	4.81	3M SHIBOR	2022/10/21	0.0168	0.0168	21938.16047	2.19
157	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	1000	22	1Y LPR	2023/8/22	0.0365	0.0365	100000	2.65
158	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	15000	330	1Y LPR	2023/8/22	0.0365	0.0365	1500000	2.65
159	WJ20220929006	WKGJ2022156-30D	2022/10/1	2022/10/31	30	人民幣	1.4%/2.9%/3.25%	15000	20.34	3M SHIBOR	2022/10/21	0.0168	0.0168	91409.00196	2.14
160	WJ20220926009	WKGJ2022179-180D	2022/10/9	2023/4/7	180	人民幣	1.47%/3.6%/4.05%	5000	57.45	1Y LPR	2023/3/1	0.0365	0.0365	262602.7397	2.54
161	WJ20221011001	WKGJ2022187-25D	2022/10/13	2022/11/7	25	人民幣	1.1%/2.6%/2.95%	2500	2.83	3M SHIBOR	2022/10/26	0.0168	0.0168	14530.33268	1.95

持倉風險

風險提示：結構性存款不同于一般性存款，具有投資風險，您應當充分認識投資風險，謹慎投資。
1.本金及利息風險：威海市商業銀行僅保障資金本金和基礎收益，您應充分認識利息不確定的風險。本產品的收益由基礎收益和浮動收益組成，浮動收益取決于掛鉤標的價格變化，受市場多種要素的影響。利息不確定的風險由存款人自行承擔，存款人應對此有充分的認識。如果在存款期內，市場利率上升，本產品的利率不隨市場利率上升而提高。

2. 期限風險：由于本產品的實際期限無法事先確定，且威海市商業銀行有權單方行使對產品期限的權利（包括但不限于提前終止等），一旦威海市商業銀行選擇了行使產品合同中所訂明的對產品期限的權利，則存款人必須遵照履行。

3. 市場風險：包括但不限于因國家法律法規以及貨幣政策、財政政策、產業政策、地區發展政策等國際政策的變化、宏觀周期型經濟運行狀況變化、外匯匯率和人民幣購買力等變化對市場產生一定的影響，導致產品收益的波動，在一定情況下甚至會對產品的成立與運行產生影響。交易期內可能存在市場利率上升、但該產品的收益率不隨市場利率上升而提高的情形；受限于投資組合及具體策略的不同，本產品收益變化趨勢與市場整體發展趨勢并不具有必然的一致性。

4. 流動性風險：客戶在產品合同約定的條款外，不享有提前終止權，則客戶在產品到期日（威海市商業銀行依照產品合同的約定提前終止合同的，提前終止日被視為產品到期日）前無法取用存款本金及產品收益。

5. 信息傳遞風險：客戶應根據產品合同載明的信息披露方式查詢本產品的相關信息。如果客戶未及時查詢，或由于通訊故障、系統故障以及其他不可抗力等因素的影響導致客戶無法及時了解本產品的信息，并由此影響客戶投資決策，因此而產生的責任和風險將由客戶自行承擔。另外，客戶預留在威海市商業銀行的有效聯系方式變更的，應及時通知威海市商業銀行。如客戶未及時告知威海市商業銀行聯系方式變更或因存款人其他原因，威海市商業銀行將可能在需要聯系客戶時無法及時取得聯系，并可能會由此影響客戶的投資決策，由此而產生的責任和風險由客戶自行承擔。

6. 不可抗力風險：如果因不可抗力不能履行產品合同時，可根據不可抗力的影響部分或全部免除違約責任。

7.信用風險：威海市商業銀行發生信用風險如被依法撤銷或被被申請破產等，將對產品的收益產生影響。

8.數據來源風險：在本存款收益率的計算中，需要使用到數據提供商提供的掛鉤標的的價格水平。如果屆時產品說明書中約定的數據提供商提供的參照頁面不能給出所需的價格水平，威海市商業銀行將本著公平、公正、公允的原則，秉承善意并按照商業上合理的方式確定所適用的價格水平進行計算。

風險控制措施

本行針對結構性存款業務的風險特征，制定和實施相應的風險管理政策和程序，持續有效地識別、計量、監測和控制結構性存款業務面臨的各類風險，并將結構性存款業務風險管理納入全面風險管理體系。本行將結構性存款納入表內核算，按照存款管理，納入存款準備金和存款保險保費的繳納范圍，相關資產按照國務院銀行業監督管理機構的相關規定計提資本和撥備。

本行具備普通類衍生產品交易業務資格，結構性存款掛鉤的衍生產品交易嚴格遵守《銀行業金融機構衍生產品交易業務管理暫行辦法》、《商業銀行資本管理辦法（試行）》、《商業銀行杠桿率管理辦法（修訂）》、《商業銀行流動性風險管理辦法》等國務院銀行業監督管理機構關于衍生產品交易的相關規定。

本行銷售結構性存款，嚴格按照中國銀保監會發布的《關于進一步規范商業銀行結構性存款業務的通知》（銀保監辦發〔2019〕204號）相關規定執行，充分揭示風險。銷售文本全面、客觀反映結構性存款的重要特性和與產品有關的重要事實，向投資者充分揭示風險，確保投資者了解結構性存款的產品性質和潛在風險，自主進行投資決策。